Website Policies
Website Terms of Use and Privacy Policy
Effective Date: May 12, 2025
Terms of Use
Welcome to www.pensionrc.com (the “Site”), operated by Pensión Research & Consulting (“PRC,” “we,” “our,” or “us”). By accessing and using this Site, you agree to the following Terms of Use. If you do not agree to these terms, please do not use the Site.
1. Purpose of the Site
This Site provides general information about our research, consulting services, publications, events, and team. It is intended for informational purposes only and does not constitute financial, legal, or professional advice.
2. Intellectual Property
All content on this Site — including text, graphics, logos, images, and publications — is the property of Pensión Research & Consulting or its licensors, unless otherwise stated. It may not be copied, reproduced, distributed, or used without our prior written permission.
3. Third-Party Links
The Site may contain links to external websites. These are provided for convenience only. We are not responsible for the content, privacy practices, or accuracy of external sites.
4. Limitation of Liability
We do our best to ensure that information on this Site is accurate and up-to-date. However, we make no warranties or guarantees and accept no liability for any errors, omissions, or reliance placed on the information presented.
5. Changes to Terms
We reserve the right to update these Terms at any time. Continued use of the Site constitutes acceptance of any revised terms.
Privacy Policy
Pensión Research & Consulting respects your privacy and is committed to protecting your personal data. This Privacy Policy describes how we collect, use, and protect information obtained from users of our Site.
1. Information We Collect
- Contact information (e.g., name, email address) when you subscribe to our newsletter, submit a form, or contact us.
- Usage data such as IP address, browser type, and pages visited, collected via cookies and analytics tools.
2. How We Use Your Information
- To respond to inquiries or requests.
- To send newsletters or updates if you opt in.
- To analyze Site usage to improve functionality and user experience.
3. Legal Basis for Processing (for EU/EEA users)
- Your consent (e.g., newsletter sign-up).
- Our legitimate interest in operating and improving the Site.
- Our need to respond to inquiries or fulfill contractual obligations.
4. Data Sharing
We do not sell or rent your personal information. We may share it with service providers (e.g., email providers, web hosts) strictly for business operations. These providers are contractually obligated to protect your data.
5. Cookies
This Site uses cookies to enhance user experience and collect anonymous analytics. You may disable cookies through your browser settings.
6. Data Security
We implement appropriate technical and organizational measures to protect personal data against unauthorized access, loss, or misuse.
7. Your Rights
Depending on your location, you may have the right to access, correct, or delete your personal data, and to object to or restrict certain processing activities. Please contact us at info@pensionrc.com to exercise these rights.
8. Changes to this Policy
We may update this Privacy Policy occasionally. All changes will be posted on this page with a new effective date.
Contact Us
If you have any questions about our Terms or Privacy Policy, please contact:
Email: info@pensionrc.com
Pensión Research & Consulting